Gold Account
Experience the gold standard in checking.
Get more from your banking relationship
At , every new account symbolizes the start of a meaningful relationship. Our Gold Account is not just our premium checking account option, it’s our commitment to providing you the elevated benefits and exceptional service you deserve. Experience the gold standard in banking—where your financial journey is supported, and your banking experience is as unique as you are.
Gold Checking Account Benefits
Unlimited ATM Withdrawals
Enjoy unlimited withdrawals at all ATMs nationwide for no charge, including refunds of other banks ATM withdrawal fees.
Interest Rate Bonus
Earn higher interest rates on your linked savings and money market accounts.
Additional Credit Card Bonus
In addition to your regular credit card rewards, earn an unlimited 0.25% annual bonus on eligible spend each year.
Earn up to $500 when you extend your relationship to a new Zions Wealth investment account
As a valued Gold Account Relationship client, you can earn a special cash reward of up to $500 when you extend your relationship to a new Zions Wealth investment account. This is our way of saying thank you for your trust and partnership.
Gold Account
Unlock the gold in your checking account
Enjoy additional features and benefits of our premium checking account offering:
- Receive up to $1,000 closing cost credit towards your new mortgage loan
- $0 for rent on 3x5 or smaller safe box (where available) or up to $20 discount on larger box sizes on annual rent.
- No charge for single wallet or duplicate style checks.
- No monthly service fees on linked consumer savings accounts and consumer money market accounts
- No fees for: cashier's checks purchased from your Gold Account, stop payments on checks drawn on your Gold Account, and domestic and international wires into your Gold Account
- Free credit score monitoring
Gold Account Details
Monthly Service Fee
Options to Avoid Service Fee per Statement Cycle
Enjoy no monthly service fee when you keep a daily account balance of $2,500 OR a combined deposit balance of $25,000.
Minimum Opening Deposit
The Difference
All of our checking accounts come loaded with the tools you need to make managing your money simple and easy.
Digital Banking
Quickly manage your finances whenever and wherever you need to from your phone, tablet, or computer.
Debit Card
Use your Visa® Debit Card to shop anywhere that Visa is accepted with Zero Liability Protection.
Zelle®
Effortlessly send or request money with friends, family, and others you know at no additional charge to you.
Online Bill Pay
Easily set up a one-time or recurring payment and never have to worry about being late on a bill payment again.
Account Alerts
Get automatic alerts when we detect suspicious transactions and set up low-balance notifications for your account.
Mobile Deposit
Skip the trip to the bank by using our mobile app to snap a picture of a check and deposit it straight to your account.