Golden Future, Bonus Opportunities
Unlock up to $150 in bonuses with these offers.
Turn Family Saving Into Real Rewards
Explore these special offers designed to help young savers learn, grow, and earn bonuses along the way.
Young Savers Offer
Open a new account with $5 and receive up to a $50 bonus.
- Receive $25 after 3 months, and receive an additional $25 at the 1-year anniversary from account opening
- Available for new accounts only
- Offer code must be designated at account opening
Automatic Transfers Offer
Set up and complete three recurring monthly automatic transfers from a Gold Account to a Young Savers account within the first 90 days and receive a $100 bonus to the Gold Account.
- Automatic transfers must be a minimum of $5 each
- Available to new and existing clients
Young Savers
A Young Savers account from California Bank & Trust helps kids build smart money habits—learning how to manage their money, plan ahead, and work toward their financial goals.
Features and Benefits:
- Minimum opening deposit of $5.
- Get paid on every dollar you save with no minimum balance requirement to earn interest.
- Learn to save while enjoying no minimum balance requirements or monthly service fees.
- Variable rate, compounded daily, paid monthly.
- Transaction limits apply. Make up to six withdrawals and transfers each month without a withdrawal fee.
- Establish optional transfers from a Checking account to help build savings automatically.
Gold Account
Experience the gold standard in banking-where your financial journey is supported and your banking experience is as unique as you are.
Features and Benefits:
- Interest rate bonus on linked savings and money market accounts.
- Unlimited fee-free ATM withdrawals.
- Enjoy loan rate discounts on newly originated consumer loans.
- Credit Card Bonus: Earn an unlimited 0.25% annual bonus on eligible spend each year.
- Receive up to $1,000 towards a new mortgage loan.
- Open a complimentary 3x5 (or smaller) safe deposit box or receive a discount on larger boxes (where available).
Open a Young Savers account in three simple steps.
Visit a branch.
Use provided promo code to sign up your child, grandchild or yourself.
Bring identification.
Identification and a Social Security Number (SSN) are needed to open the account. Youth over age 12 must be present at the time of account opening. Accepted forms of ID:
- Youth (under 18): A government issued ID such as a California driver’s license or US Passport or a combination two of these – Birth certificate, Social Security Card, student picture ID (in-state)
- Adult: A government issued ID such as a California driver’s license or US Passport or a combination of primary (driver’s permit, ARC Green Card or permanent resident card, or foreign passport) and secondary identification (utility bill, vehicle registration)
Open and fund your new Young Savers account.
A minimum deposit of $5 is required to open the account.